Careers
The Vyenkatesh Gold Care Pvt. Ltd opens a world of opportunities for those who seek to work in a challenging and rapidly expanding company. If you want to join the dedicated workforce of The “ Vyenkatesh Gold Care Family “, please don’t hesitate to submit your application.
Career Opportunities
Job Code: - J001
Job Position: - Branch Manager
Experience: - 4 years
Job Description
- Incumbent will be responsible for managing the book & increasing the profitability of assigned Gold Loan Branch.
- Direct all branch level operational activities including business development, customer service & overall administration.
- Assessing local market conditions to identify current & prospective opportunities for new customer acquisition.
- Maintaining the quality of portfolio by tracking & controlling the threshold IRR.
- Ensuring strong follow up for interest collection to keep NPAs in control & thereby achieving higher revenue.
- Adhere to high ethical standards and comply with all the laid down processes to ensure high Audit score.
- Bring out the best of branches personnel by requisite training, coaching, development & motivation.
Desired Candidate profile
- Graduate /Post graduate with minimum 4 years of sales experience in Banking & Financial services can apply for the role.
- Team handling experience is must. Gold loan background will be preferred.
- To ensure 100% right valuation - capturing right cartage, proper stone deduction, avoid/prevent spurious/unacceptable ornaments.
- Adhering to high ethical standards and complying with all the laid down processes/policies of VYENKATESH GOLD CARE - KYC adherence.
- Verify customers KYC & complete online /offline registration.
- Maintain the quality of portfolio by tracking & controlling the threshold IRR & prompt resolution of queries pre & post loan disbursal.
- Ensure to bring in New Customer and maintain good relationship with existing customers for generating renewal & referral business.
- Ensure all call customers as per CRM leads and update in the system.
- Participate in marketing activities to improve brand visibility of VYENKATESH GOLD CARE Gold Loan branch in the catchment areas
- To generate leads of prospective customers.
- Drive cross- sell of other financial product to existing customers.
- Ensure strong follow up for interest collection to keep NPAs in control.
- Graduate /Post graduate with minimum 2 3 years’ experience in gold loan valuation
- Attend walk -In customers and address their issues w.r.t. Gold Loan process & various schemes offered at VYENKATESH GOLD CARE.
- Verify customers KYC & complete online/offline registration.
- Provide after sales service to existing customers and obtain references from them to increase customer base.
- Provide good customer service experience while pledging/ releasing/interest payment transaction etc.
- Ensure to bring in New Customer and maintain good relationship with existing customers for generating renewal & referral business.
- Maintain regular & continuous relationship with existing and potential customers.
- Achieve self-business targets and ensure profitability of the branch.
- Participate in field-marketing activities to improve the branch visibility of VYENKATESH GOLD CARE Gold Loan branch in the catchment areas
- To generate leads of prospective customers.
- Drive cross- sell of other financial products to existing customers.
- Adhere to standard operating procedure of the organization and maintain all important registers at branch level.
- Ensure strong follow up for interest collection to keep NPAs in control.
- Graduate/Post Graduate with minimum 6 years of experience
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Physical verification of Cash in hand & Gold packets as to its correctness with the computer records.
- Checking of ornaments as to its quantity, weights, quality and purity taken for pledge during the current gold inspection period.
- Random checking of greater than 5 months gold packets as to its quantity, weights, quality and purity for which gold inspections done earlier.
- Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed.
- Verifying whether the ornaments pledged under all schemes are solid ornaments
- LP/SP ornaments are not accepted for pledge under any schemes.
- Verification and reporting of any overdue gold loans, Low Purity and Spurious accounts are re-pledged or re-pledged under higher rate.
- Verification of Gold Loan pledges with excess weights funded and their recovery status.
- Verification of all Gold Loan related products/Packets. Etc.
- Conducting Handling over/Taking over of branch as and when required by the Management
- Sending report of same to Audit Manager/Department.
- Verification and sealing of auction related packets during Auction Period.
- Participating in the Gold Auction conducted in various branches a per the instruction from the Audit Departmental Head.
- Conducting Special Inspection in selected branches as per instruction from the Audit Departmental Head.
- Verification of Bulk Pledge packets, Cash/Bank Balance Transfer Pledges, Doubtful Pledges as per instruction from Audit Departmental Head.
- Appraisal Training to be given to Branch staff during Gold Inspection and Internal audit.
- Timely reporting of discrepancies observed from the new & old packets Verification.
- Immediate reporting of spurious ornaments found during the current Gold inspections.
- Observing and reporting confidentially any malpractices made by the branch staff.
- Graduate/Post Graduate with minimum 3 years of Gold Appraisal experience in Gold Loan Company /Bank.
- Willing to Travel.
Job code: - J002
Job Position: - Gold Appraiser
Experience: - 2 - 3 years
Job Description
Desired Candidate profile
Job Position: - Customer Service Executive
Experience: - 1 year
Job Description
Desired Candidate profile
Job Position: - Gold Inspector/Auditor
Experience: - 3 year
Job Description